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FASHION FORWARD By Meicka “J” “Ways to Save for a High-End Item”

Ways to save for and purchase a high-end handbag

Emeicka Johnson - Fashion Forward2Many people dream of obtaining a high-end item. I would like to share how a person can obtain a high-end handbag. The great thing about dreaming to own a high-end item, is it can be made reality. You have to decide what bag you would like to splurge on by completing your research. It is not wise to follow a trend, just because you see someone else with a bag does not mean you must have the exact bag they have! It’s your money and investment so choose wisely so you won’t have regrets. Once you decide on what handbag you would like to splurge on learn how to budget for it. Ways to save can be difficult, that is why a plan is needed to achieve your goal. Your plan will take some discipline but it can be accomplished. It’s not necessary to have a time limit, take your time to make sure you are satisfied with your purchase.

Ask for gift cards for Birthdays and Christmas (Using gift cards, will reduce out-of-pocket expenses) If you are fortunate enough to have a job that pays you mileage for using your own vehicle, save your mileage checks. Gucci.com has a semi- annual sale in May and November where you can purchase select items at a discounted price. Louis Vuitton never goes on sale. Neiman Marcus has promos periodically where if you spend a certain amount they will give you a gift card. For example, if you spend $500.00 you may qualify for a $100.00 gift card. There are other ways to save money by cutting back in other areas. If you like to “dine out” start cooking at home and eat leftovers. If you like “clubbin” or going to concerts reduce going out and bottle poppin’ and just buy a CD. Another way I learned to save was to save all $5.00 bills. I don’t spend $5.00 bills. I save them for at least 6 months then I apply towards my financial goal.

The great thing about purchasing a high-end bag is the fact that they have a resell value. If you fall on hard times or just decide you want to upgrade, there will always be someone willing to buy your pre-loved bag. High end bags are timeless and can be passed down to family members. These bags last a life time. Louis Vuitton is known for their timeless collection and quality. Unfortunately Coach, Dooney & Burke, and Michael Kors do not have a good resell value. Continue to do your research before investing. Decide on what high-end designer meets your needs and what style bag suits you best. To guarantee your authenticity, it’s best to purchase from the department store directly or the company’s website. It’s important to keep all receipts and boxes if possible, and please try to keep your bags in good condition. Check your local thrift stores and consignment shops especially in ritzy areas, you may get lucky. Most importantly pay your bills and pay your bills on time…what good is having a high-end bag and your credit score is LOW! Happy Shopping!

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